Assistant Manager – Loans

Job Description

We are seeking an experienced and detail-oriented Assistant Manager – Loans to join our banking team in Sharjah. The ideal candidate will manage loan processing operations, ensure compliance with lending policies, handle customer interactions, and support the credit team in evaluating and approving loan applications. This role is perfect for professionals who possess strong analytical abilities, excellent communication skills, and a solid understanding of banking and lending practices.

Key Responsibilities:

• Loan Processing & Management: Oversee end-to-end loan operations, including application review, documentation verification, and loan disbursement.
• Customer Interaction: Guide customers through the loan application process, explain loan products, and provide solutions based on their financial needs.
• Credit Assessment: Assist in analyzing customer financial data, reviewing creditworthiness, and preparing credit appraisal reports.
• Compliance & Documentation: Ensure all loan files comply with internal policies, regulatory guidelines, and risk management standards.
• Portfolio Monitoring: Track loan performance, monitor repayments, identify overdue accounts, and support recovery actions when required.
• Cross-Department Coordination: Collaborate with credit, risk, legal, and operations teams to ensure smooth loan processing and resolution of concerns.
• Sales Support: Promote loan products such as personal loans, home loans, auto loans, and SME loans to potential customers.
• Reporting: Prepare periodic reports on loan approvals, disbursements, delinquencies, and portfolio performance.

Required Skills & Qualifications:

• Education: Bachelor’s degree in Finance, Business Administration, Accounting, Economics, or a related field.
• Experience: 3–6 years of experience in loan processing, credit operations, or banking roles.
• Technical Knowledge:
  • Strong understanding of retail and corporate loan products.
  • Familiarity with loan management systems and banking software.
  • Basic knowledge of credit scoring and financial analysis.
• Communication Skills: Excellent written and verbal communication skills with strong customer-handling abilities.
• Analytical Skills: Ability to evaluate financial statements, assess risk, and make informed decisions.
• Attention to Detail: High accuracy in reviewing documents, validating data, and managing compliance requirements.

Job Title: Assistant Manager – Loans

Number of Openings: 3
Location: Sharjah, UAE
Employment Type: Full-time